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Visa Inc.

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Visa Inc. is an American multinational payments company headquartered in the San Francisco Bay Area, tracing to BankAmericard, a credit card program launched by Bank of America in 1958 that was spun off into a bank-owned consortium named Visa in 1976 and became an independent public company through an initial public offering in 2008. It operates one of the world's largest electronic payment networks, processing card transactions between banks and merchants without itself issuing cards or extending credit to consumers.

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